.elementor-3814 .elementor-element.elementor-element-5538c8be{--display:flex}.elementor-widget-theme-post-featured-image .widget-image-caption{color:var(--e-global-color-text);font-family:var(--e-global-typography-text-font-family),Sans-serif;font-size:var(--e-global-typography-text-font-size);font-weight:var(--e-global-typography-text-font-weight);line-height:var(--e-global-typography-text-line-height)}.elementor-3814 .elementor-element.elementor-element-54d00ff4{--display:flex}.elementor-3814 .elementor-element.elementor-element-7bc1c32d{--display:flex}.elementor-3814 .elementor-element.elementor-element-7451bb1{--display:flex}.elementor-3814 .elementor-element.elementor-element-62344cd0{--display:flex}.elementor-3814 .elementor-element.elementor-element-70021087{--display:flex}.elementor-3814 .elementor-element.elementor-element-54898296{--display:flex}.elementor-3814 .elementor-element.elementor-element-5bcd9a94{--display:flex}.elementor-3814 .elementor-element.elementor-element-29b0211e{--display:flex}.elementor-3814 .elementor-element.elementor-element-2cd7e0a3{--display:flex}.elementor-3814 .elementor-element.elementor-element-3b18c4aa{--display:flex}.elementor-3814 .elementor-element.elementor-element-69d376bf{--display:flex;--min-height:0px;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:center;--gap:32px 32px;--row-gap:32px;--column-gap:32px;border-style:solid;--border-style:solid;border-width:1px 1px 1px 1px;--border-top-width:1px;--border-right-width:1px;--border-bottom-width:1px;--border-left-width:1px;--border-radius:18px 18px 18px 18px;--padding-top:42px;--padding-bottom:42px;--padding-left:44px;--padding-right:44px}.elementor-3814 .elementor-element.elementor-element-69d376bf:not(.elementor-motion-effects-element-type-background),.elementor-3814 .elementor-element.elementor-element-69d376bf>.elementor-motion-effects-container>.elementor-motion-effects-layer{background-color:#123F35}.elementor-3814 .elementor-element.elementor-element-7bad7d8f{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:15px;--padding-bottom:15px;--padding-left:10px;--padding-right:10px}.elementor-widget-heading .elementor-heading-title{font-family:var(--e-global-typography-primary-font-family),Sans-serif;font-size:var(--e-global-typography-primary-font-size);font-weight:var(--e-global-typography-primary-font-weight);line-height:var(--e-global-typography-primary-line-height);color:var(--e-global-color-primary)}.elementor-3814 .elementor-element.elementor-element-2766dbe8{margin:0 0 calc(var(--kit-widget-spacing, 0px) + 18px) 0}.elementor-3814 .elementor-element.elementor-element-2766dbe8 .elementor-heading-title{font-family:"Inter",Sans-serif;font-size:12px;font-weight:700;text-transform:uppercase;line-height:1.3em;color:#DDEFE8}.elementor-3814 .elementor-element.elementor-element-3f62256{margin:0 0 calc(var(--kit-widget-spacing, 0px) + 20px) 0}.elementor-3814 .elementor-element.elementor-element-3f62256 .elementor-heading-title{font-family:"Inter",Sans-serif;font-size:34px;font-weight:700;line-height:1.15em;letter-spacing:-.6px;color:#FFF}.elementor-widget-text-editor{font-family:var(--e-global-typography-text-font-family),Sans-serif;font-size:var(--e-global-typography-text-font-size);font-weight:var(--e-global-typography-text-font-weight);line-height:var(--e-global-typography-text-line-height);color:var(--e-global-color-text)}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var(--e-global-color-primary)}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap,.elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var(--e-global-color-primary);border-color:var(--e-global-color-primary)}.elementor-3814 .elementor-element.elementor-element-6fc8e085{width:var(--container-widget-width,520px);max-width:520px;--container-widget-width:520px;--container-widget-flex-grow:0;font-family:"Inter",Sans-serif;font-size:15px;font-weight:400;line-height:1.65em;color:#EAF4F0}.elementor-3814 .elementor-element.elementor-element-7d10fa55{width:var(--container-widget-width,520px);max-width:520px;--container-widget-width:520px;--container-widget-flex-grow:0;font-family:"Inter",Sans-serif;font-size:15px;font-weight:400;line-height:1.65em;color:#DDEFE8}.elementor-3814 .elementor-element.elementor-element-1a8841ae{--display:flex;--min-height:0px;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap}.elementor-widget-form .elementor-field-group>label,.elementor-widget-form .elementor-field-subgroup label{color:var(--e-global-color-text)}.elementor-widget-form .elementor-field-group>label{font-family:var(--e-global-typography-text-font-family),Sans-serif;font-size:var(--e-global-typography-text-font-size);font-weight:var(--e-global-typography-text-font-weight);line-height:var(--e-global-typography-text-line-height)}.elementor-widget-form .elementor-field-type-html{color:var(--e-global-color-text);font-family:var(--e-global-typography-text-font-family),Sans-serif;font-size:var(--e-global-typography-text-font-size);font-weight:var(--e-global-typography-text-font-weight);line-height:var(--e-global-typography-text-line-height)}.elementor-widget-form .elementor-field-group .elementor-field{color:var(--e-global-color-text)}.elementor-widget-form .elementor-field-group .elementor-field,.elementor-widget-form .elementor-field-subgroup label{font-family:var(--e-global-typography-text-font-family),Sans-serif;font-size:var(--e-global-typography-text-font-size);font-weight:var(--e-global-typography-text-font-weight);line-height:var(--e-global-typography-text-line-height)}.elementor-widget-form .elementor-button{font-family:var(--e-global-typography-accent-font-family),Sans-serif;font-size:var(--e-global-typography-accent-font-size);font-weight:var(--e-global-typography-accent-font-weight);line-height:var(--e-global-typography-accent-line-height)}.elementor-widget-form .e-form__buttons__wrapper__button-next{background-color:var(--e-global-color-accent)}.elementor-widget-form .elementor-button[type="submit"]{background-color:var(--e-global-color-accent)}.elementor-widget-form .e-form__buttons__wrapper__button-previous{background-color:var(--e-global-color-accent)}.elementor-widget-form .elementor-message{font-family:var(--e-global-typography-text-font-family),Sans-serif;font-size:var(--e-global-typography-text-font-size);font-weight:var(--e-global-typography-text-font-weight);line-height:var(--e-global-typography-text-line-height)}.elementor-widget-form .e-form__indicators__indicator,.elementor-widget-form .e-form__indicators__indicator__label{font-family:var(--e-global-typography-accent-font-family),Sans-serif;font-size:var(--e-global-typography-accent-font-size);font-weight:var(--e-global-typography-accent-font-weight);line-height:var(--e-global-typography-accent-line-height)}.elementor-widget-form{--e-form-steps-indicator-inactive-primary-color:var( --e-global-color-text );--e-form-steps-indicator-active-primary-color:var( --e-global-color-accent );--e-form-steps-indicator-completed-primary-color:var( --e-global-color-accent );--e-form-steps-indicator-progress-color:var( --e-global-color-accent );--e-form-steps-indicator-progress-background-color:var( --e-global-color-text );--e-form-steps-indicator-progress-meter-color:var( --e-global-color-text )}.elementor-widget-form .e-form__indicators__indicator__progress__meter{font-family:var(--e-global-typography-accent-font-family),Sans-serif;font-size:var(--e-global-typography-accent-font-size);font-weight:var(--e-global-typography-accent-font-weight);line-height:var(--e-global-typography-accent-line-height)}.elementor-3814 .elementor-element.elementor-element-5bd763ed{background-color:#FFF;margin:0 0 calc(var(--kit-widget-spacing, 0px) + 0px) 0;padding:7px 18px 7px 18px;border-style:solid;border-width:1px 1px 1px 1px;border-color:#D5E4DE;border-radius:8px 8px 8px 8px;--e-form-steps-indicators-spacing:20px;--e-form-steps-indicator-padding:30px;--e-form-steps-indicator-inactive-secondary-color:#ffffff;--e-form-steps-indicator-active-secondary-color:#ffffff;--e-form-steps-indicator-completed-secondary-color:#ffffff;--e-form-steps-divider-width:1px;--e-form-steps-divider-gap:10px}.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-field-group{padding-right:calc(10px/2);padding-left:calc(10px/2);margin-bottom:10px}.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-form-fields-wrapper{margin-left:calc(-10px/2);margin-right:calc(-10px/2);margin-bottom:-10px}.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-field-group.recaptcha_v3-bottomleft,.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-field-group.recaptcha_v3-bottomright{margin-bottom:0}body.rtl .elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-labels-inline .elementor-field-group>label{padding-left:7px}body:not(.rtl) .elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-labels-inline .elementor-field-group>label{padding-right:7px}body .elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-labels-above .elementor-field-group>label{padding-bottom:7px}.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-field-group>label,.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-field-subgroup label{color:#233A34}.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-field-group>label{font-family:"Inter",Sans-serif;font-size:14px;font-weight:600;line-height:1.75em}.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-field-type-html{padding-bottom:0}.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-field-group .elementor-field{color:#233A34}.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-field-group .elementor-field:not(.elementor-select-wrapper){background-color:#fff;border-color:#D5E4DE;border-width:1px 1px 1px 1px;border-radius:8px 8px 8px 8px}.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-field-group .elementor-select-wrapper select{background-color:#fff;border-color:#D5E4DE;border-width:1px 1px 1px 1px;border-radius:8px 8px 8px 8px}.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-field-group .elementor-select-wrapper::before{color:#D5E4DE}.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-button{font-family:"Inter",Sans-serif;font-size:16px;font-weight:700;line-height:1.65em;border-radius:8px 8px 8px 8px}.elementor-3814 .elementor-element.elementor-element-5bd763ed .e-form__buttons__wrapper__button-next{background-color:#0F766E;color:#fff}.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-button[type="submit"]{background-color:#0F766E;color:#fff}.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-button[type="submit"] svg *{fill:#fff}.elementor-3814 .elementor-element.elementor-element-5bd763ed .e-form__buttons__wrapper__button-previous{background-color:#0F766E;color:#fff}.elementor-3814 .elementor-element.elementor-element-5bd763ed .e-form__buttons__wrapper__button-next:hover{background-color:#1F7A63;color:#fff}.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-button[type="submit"]:hover{background-color:#1F7A63;color:#fff}.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-button[type="submit"]:hover svg *{fill:#fff}.elementor-3814 .elementor-element.elementor-element-5bd763ed .e-form__buttons__wrapper__button-previous:hover{background-color:#1F7A63;color:#fff}.elementor-3814 .elementor-element.elementor-element-7a7b59e8{margin:12px 0 calc(var(--kit-widget-spacing, 0px) + 0px) 0;padding:0 0 0 0;text-align:center;font-family:"Inter",Sans-serif;font-size:12px;font-weight:400;line-height:1.5px;color:#DDEFE8}.elementor-3814 .elementor-element.elementor-element-27e19888{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap}.elementor-widget-loop-grid .elementor-button{background-color:var(--e-global-color-accent);font-family:var(--e-global-typography-accent-font-family),Sans-serif;font-size:var(--e-global-typography-accent-font-size);font-weight:var(--e-global-typography-accent-font-weight);line-height:var(--e-global-typography-accent-line-height)}.elementor-widget-loop-grid .elementor-pagination{font-family:var(--e-global-typography-secondary-font-family),Sans-serif;font-size:var(--e-global-typography-secondary-font-size);font-weight:var(--e-global-typography-secondary-font-weight);line-height:var(--e-global-typography-secondary-line-height)}.elementor-widget-loop-grid .e-load-more-message{font-family:var(--e-global-typography-secondary-font-family),Sans-serif;font-size:var(--e-global-typography-secondary-font-size);font-weight:var(--e-global-typography-secondary-font-weight);line-height:var(--e-global-typography-secondary-line-height)}.elementor-3814 .elementor-element.elementor-element-4e6c3bfb{--grid-columns:3;width:var(--container-widget-width,1200px);max-width:1200px;--container-widget-width:1200px;--container-widget-flex-grow:0}.elementor-3814 .elementor-element.elementor-element-4e6c3bfb.elementor-element{--align-self:center}.elementor-3814 .elementor-element.elementor-element-4e6c3bfb .elementor-loop-container{grid-auto-rows:1fr}.elementor-3814 .elementor-element.elementor-element-4e6c3bfb .e-loop-item>.elementor-section,.elementor-3814 .elementor-element.elementor-element-4e6c3bfb .e-loop-item>.elementor-section>.elementor-container,.elementor-3814 .elementor-element.elementor-element-4e6c3bfb .e-loop-item>.e-con,.elementor-3814 .elementor-element.elementor-element-4e6c3bfb .e-loop-item .elementor-section-wrap>.e-con{height:100%}.elementor-3814 .elementor-element.elementor-element-58760e3.elementor-element{--order:-99999 /* order start hack */}:root{--page-title-display:none}@media(min-width:768px){.elementor-3814 .elementor-element.elementor-element-69d376bf{--content-width:1120px}.elementor-3814 .elementor-element.elementor-element-7bad7d8f{--width:48%}.elementor-3814 .elementor-element.elementor-element-1a8841ae{--width:52%}.elementor-3814 .elementor-element.elementor-element-27e19888{--content-width:1200px}}@media(max-width:1024px){.elementor-widget-theme-post-featured-image .widget-image-caption{font-size:var(--e-global-typography-text-font-size);line-height:var(--e-global-typography-text-line-height)}.elementor-3814 .elementor-element.elementor-element-69d376bf{border-width:1px 1px 1px 1px;--border-top-width:1px;--border-right-width:1px;--border-bottom-width:1px;--border-left-width:1px;--border-radius:18px 18px 18px 18px;--padding-top:48px;--padding-bottom:48px;--padding-left:32px;--padding-right:32px}.elementor-widget-heading .elementor-heading-title{font-size:var(--e-global-typography-primary-font-size);line-height:var(--e-global-typography-primary-line-height)}.elementor-3814 .elementor-element.elementor-element-3f62256 .elementor-heading-title{font-size:38px}.elementor-widget-text-editor{font-size:var(--e-global-typography-text-font-size);line-height:var(--e-global-typography-text-line-height)}.elementor-widget-form .elementor-field-group>label{font-size:var(--e-global-typography-text-font-size);line-height:var(--e-global-typography-text-line-height)}.elementor-widget-form .elementor-field-type-html{font-size:var(--e-global-typography-text-font-size);line-height:var(--e-global-typography-text-line-height)}.elementor-widget-form .elementor-field-group .elementor-field,.elementor-widget-form .elementor-field-subgroup label{font-size:var(--e-global-typography-text-font-size);line-height:var(--e-global-typography-text-line-height)}.elementor-widget-form .elementor-button{font-size:var(--e-global-typography-accent-font-size);line-height:var(--e-global-typography-accent-line-height)}.elementor-widget-form .elementor-message{font-size:var(--e-global-typography-text-font-size);line-height:var(--e-global-typography-text-line-height)}.elementor-widget-form .e-form__indicators__indicator,.elementor-widget-form .e-form__indicators__indicator__label{font-size:var(--e-global-typography-accent-font-size);line-height:var(--e-global-typography-accent-line-height)}.elementor-widget-form .e-form__indicators__indicator__progress__meter{font-size:var(--e-global-typography-accent-font-size);line-height:var(--e-global-typography-accent-line-height)}.elementor-widget-loop-grid .elementor-pagination{font-size:var(--e-global-typography-secondary-font-size);line-height:var(--e-global-typography-secondary-line-height)}.elementor-widget-loop-grid .elementor-button{font-size:var(--e-global-typography-accent-font-size);line-height:var(--e-global-typography-accent-line-height)}.elementor-widget-loop-grid .e-load-more-message{font-size:var(--e-global-typography-secondary-font-size);line-height:var(--e-global-typography-secondary-line-height)}.elementor-3814 .elementor-element.elementor-element-4e6c3bfb{--grid-columns:2}}@media(max-width:767px){.elementor-widget-theme-post-featured-image .widget-image-caption{font-size:var(--e-global-typography-text-font-size);line-height:var(--e-global-typography-text-line-height)}.elementor-3814 .elementor-element.elementor-element-69d376bf{border-width:1px 1px 1px 1px;--border-top-width:1px;--border-right-width:1px;--border-bottom-width:1px;--border-left-width:1px;--border-radius:18px 18px 18px 18px;--padding-top:36px;--padding-bottom:36px;--padding-left:22px;--padding-right:22px}.elementor-widget-heading .elementor-heading-title{font-size:var(--e-global-typography-primary-font-size);line-height:var(--e-global-typography-primary-line-height)}.elementor-3814 .elementor-element.elementor-element-3f62256 .elementor-heading-title{font-size:28px;line-height:1.15em}.elementor-widget-text-editor{font-size:var(--e-global-typography-text-font-size);line-height:var(--e-global-typography-text-line-height)}.elementor-widget-form .elementor-field-group>label{font-size:var(--e-global-typography-text-font-size);line-height:var(--e-global-typography-text-line-height)}.elementor-widget-form .elementor-field-type-html{font-size:var(--e-global-typography-text-font-size);line-height:var(--e-global-typography-text-line-height)}.elementor-widget-form .elementor-field-group .elementor-field,.elementor-widget-form .elementor-field-subgroup label{font-size:var(--e-global-typography-text-font-size);line-height:var(--e-global-typography-text-line-height)}.elementor-widget-form .elementor-button{font-size:var(--e-global-typography-accent-font-size);line-height:var(--e-global-typography-accent-line-height)}.elementor-widget-form .elementor-message{font-size:var(--e-global-typography-text-font-size);line-height:var(--e-global-typography-text-line-height)}.elementor-widget-form .e-form__indicators__indicator,.elementor-widget-form .e-form__indicators__indicator__label{font-size:var(--e-global-typography-accent-font-size);line-height:var(--e-global-typography-accent-line-height)}.elementor-widget-form .e-form__indicators__indicator__progress__meter{font-size:var(--e-global-typography-accent-font-size);line-height:var(--e-global-typography-accent-line-height)}.elementor-3814 .elementor-element.elementor-element-7a7b59e8{width:var(--container-widget-width,520px);max-width:520px;--container-widget-width:520px;--container-widget-flex-grow:0;font-size:13px;line-height:1.5em}.elementor-widget-loop-grid .elementor-pagination{font-size:var(--e-global-typography-secondary-font-size);line-height:var(--e-global-typography-secondary-line-height)}.elementor-widget-loop-grid .elementor-button{font-size:var(--e-global-typography-accent-font-size);line-height:var(--e-global-typography-accent-line-height)}.elementor-widget-loop-grid .e-load-more-message{font-size:var(--e-global-typography-secondary-font-size);line-height:var(--e-global-typography-secondary-line-height)}.elementor-3814 .elementor-element.elementor-element-4e6c3bfb{--grid-columns:1}}.ver-l2-header{width:100%;padding:44px 24px 54px;background:#fff}.ver-l2-header__container{width:100%;max-width:1100px;margin:0 auto}.ver-l2-header__breadcrumb{display:flex;flex-wrap:wrap;align-items:center;gap:8px;margin-bottom:28px;color:#62766F;font-size:12px;font-weight:600;line-height:1.5}.ver-l2-header__breadcrumb a{color:#526963;text-decoration:none;transition:color 0.2s ease}.ver-l2-header__breadcrumb a:hover{color:#0F766E}.ver-l2-header__breadcrumb-separator{color:#9AACA6}.ver-l2-header__category{display:inline-flex;align-items:center;min-height:32px;margin-bottom:18px;padding:7px 13px;border-radius:999px;background:#DDEFE8;color:#0F766E;font-size:11px;font-weight:900;line-height:1.3;letter-spacing:.09em;text-decoration:none;text-transform:uppercase;transition:background 0.2s ease,color 0.2s ease}.ver-l2-header__category:hover{background:#CCE7DE;color:#123F35}.ver-l2-header__title{max-width:940px;margin:0;color:#123F35;font-size:clamp(40px,5.4vw,64px);font-weight:800;line-height:1.06;letter-spacing:-.04em}.ver-l2-header__subtitle{max-width:800px;margin:22px 0 0;color:#526963;font-size:clamp(18px,2vw,21px);font-weight:400;line-height:1.65}.ver-l2-header__meta{display:flex;flex-wrap:wrap;align-items:center;gap:16px;margin-top:30px;padding-top:22px;border-top:1px solid #DCE8E4;color:#526963;font-size:12px;line-height:1.5}.ver-l2-header__meta-item{display:flex;align-items:center;gap:5px}.ver-l2-header__meta-label{color:#7A8E87}.ver-l2-header__author{color:#123F35;font-weight:800;text-decoration:none;transition:color 0.2s ease}.ver-l2-header__author:hover{color:#0F766E}.ver-l2-header__meta-divider{width:4px;height:4px;border-radius:50%;background:#A9BBB5}.ver-l2-header__breadcrumb a:focus-visible,.ver-l2-header__category:focus-visible,.ver-l2-header__author:focus-visible{outline:3px solid rgb(15 118 110 / .2);outline-offset:4px;border-radius:4px}@media (max-width:1024px){.ver-l2-header{padding:40px 24px 48px}}@media (max-width:767px){.ver-l2-header{padding:30px 20px 40px}.ver-l2-header__breadcrumb{margin-bottom:22px;font-size:11px}.ver-l2-header__category{margin-bottom:15px}.ver-l2-header__title{font-size:clamp(34px,10.5vw,46px);line-height:1.08}.ver-l2-header__subtitle{margin-top:18px;font-size:17px;line-height:1.62}.ver-l2-header__meta{align-items:flex-start;gap:11px 14px;margin-top:25px;padding-top:19px}.ver-l2-header__meta-item{flex-wrap:wrap}}@media (max-width:480px){.ver-l2-header__meta{display:grid;gap:9px}.ver-l2-header__meta-divider{display:none}}.ver-article-opening{width:100%;padding:68px 24px;background:#F7FBF9}.ver-article-opening__container{width:100%;max-width:1040px;margin:0 auto}.ver-article-introduction{max-width:820px}.ver-article-opening__eyebrow{display:inline-block;margin-bottom:11px;color:#1F7A63;font-size:11px;font-weight:900;line-height:1.4;letter-spacing:.11em;text-transform:uppercase}.ver-article-opening__title{margin:0;color:#123F35;font-size:clamp(30px,3.5vw,42px);font-weight:800;line-height:1.12;letter-spacing:-.028em}.ver-article-introduction__content{margin-top:24px;padding-left:24px;border-left:3px solid #0F766E}.ver-article-introduction__content p{margin:0 0 17px;color:#405C55;font-size:16px;line-height:1.78}.ver-article-introduction__content p:last-child{margin-bottom:0}.ver-article-introduction__lead{color:#274E44!important;font-size:18px!important;font-weight:600;line-height:1.7!important}.ver-article-introduction__content strong{color:#123F35;font-weight:800}.ver-article-introduction__content a{color:#0F766E;font-weight:700;text-decoration-line:underline;text-decoration-thickness:1px;text-underline-offset:3px}.ver-article-introduction__content a:hover{color:#123F35}.ver-quick-answer{margin-top:40px;padding:32px;border:1px solid #CFE3DC;border-radius:16px;background:#fff}.ver-quick-answer__header{display:flex;align-items:flex-start;gap:15px}.ver-quick-answer__icon{display:inline-flex;align-items:center;justify-content:center;flex:0 0 auto;width:44px;height:44px;border-radius:12px;background:#DDEFE8;color:#0F766E}.ver-quick-answer__icon svg{width:23px;height:23px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.ver-quick-answer__label,.ver-opening-card__label{display:block;margin-bottom:4px;color:#1F7A63;font-size:10px;font-weight:900;line-height:1.4;letter-spacing:.1em;text-transform:uppercase}.ver-quick-answer__title,.ver-opening-card__title{margin:0;color:#123F35;font-weight:800;line-height:1.24;letter-spacing:-.018em}.ver-quick-answer__title{font-size:clamp(23px,2.7vw,30px)}.ver-quick-answer__intro{margin:22px 0 18px;color:#405C55;font-size:15px;line-height:1.7}.ver-quick-answer__steps{display:grid;gap:11px;margin:0;padding:0;list-style:none}.ver-quick-answer__steps li{display:grid;grid-template-columns:32px minmax(0,1fr);gap:11px;align-items:start;color:#405C55;font-size:14px;line-height:1.65}.ver-quick-answer__number{display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;border-radius:9px;background:#123F35;color:#fff;font-size:11px;font-weight:900;line-height:1}.ver-quick-answer__steps strong{color:#123F35;font-weight:800}.ver-quick-answer__result{display:grid;grid-template-columns:24px minmax(0,1fr);gap:10px;align-items:start;margin-top:22px;padding:17px 18px;border-left:3px solid #0F766E;border-radius:0 10px 10px 0;background:#F1F8F5}.ver-quick-answer__result svg{width:21px;height:21px;margin-top:2px;fill:none;stroke:#0F766E;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}.ver-quick-answer__result p{margin:0;color:#274E44;font-size:14px;font-weight:700;line-height:1.65}.ver-article-opening__grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(300px,0.82fr);gap:24px;align-items:start;margin-top:28px}.ver-key-takeaways,.ver-table-of-contents{padding:28px;border:1px solid #D5E5E0;border-radius:14px;background:#fff}.ver-opening-card__header,.ver-table-of-contents__header{display:flex;align-items:flex-start;gap:13px;margin-bottom:22px}.ver-opening-card__icon,.ver-table-of-contents__icon{display:inline-flex;align-items:center;justify-content:center;flex:0 0 auto;width:38px;height:38px;border-radius:10px;background:#E8F4F0;color:#0F766E}.ver-opening-card__icon svg,.ver-table-of-contents__icon svg{width:19px;height:19px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.ver-opening-card__title{font-size:21px}.ver-key-takeaways__list{display:grid;gap:18px;margin:0;padding:0;list-style:none}.ver-key-takeaways__item{display:grid;grid-template-columns:24px minmax(0,1fr);gap:11px;align-items:start}.ver-key-takeaways__check{display:inline-flex;align-items:center;justify-content:center;width:23px;height:23px;margin-top:1px;border-radius:50%;background:#DDEFE8;color:#0F766E}.ver-key-takeaways__check svg{width:13px;height:13px;fill:none;stroke:currentColor;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}.ver-key-takeaways__item strong{display:block;margin-bottom:3px;color:#123F35;font-size:14px;font-weight:800;line-height:1.45}.ver-key-takeaways__item span:not(.ver-key-takeaways__check){display:block;color:#526963;font-size:13px;line-height:1.6}.ver-table-of-contents__list{display:grid;gap:0;margin:0;padding:0;list-style:none}.ver-table-of-contents__list li{border-top:1px solid #E4EEEA}.ver-table-of-contents__list li:first-child{border-top:0}.ver-table-of-contents__list a{display:grid;grid-template-columns:27px minmax(0,1fr);gap:10px;align-items:start;padding:11px 0;color:#405C55;font-size:13px;font-weight:650;line-height:1.5;text-decoration:none;transition:color 0.2s ease,padding-left 0.2s ease}.ver-table-of-contents__list a span{color:#1F7A63;font-size:10px;font-weight:900;line-height:1.9;letter-spacing:.05em}.ver-table-of-contents__list a:hover{padding-left:3px;color:#0F766E}.ver-article-introduction__content a:focus-visible,.ver-table-of-contents__list a:focus-visible{outline:3px solid rgb(15 118 110 / .2);outline-offset:4px;border-radius:4px}@media (max-width:900px){.ver-article-opening__grid{grid-template-columns:1fr}}@media (max-width:767px){.ver-article-opening{padding:52px 20px}.ver-article-opening__title{font-size:clamp(28px,8vw,36px)}.ver-article-introduction__content{margin-top:20px;padding-left:18px}.ver-article-introduction__content p{font-size:15px;line-height:1.72}.ver-article-introduction__lead{font-size:17px!important}.ver-quick-answer{margin-top:32px;padding:24px 20px}.ver-quick-answer__header{gap:12px}.ver-quick-answer__icon{width:40px;height:40px}.ver-quick-answer__title{font-size:22px}.ver-key-takeaways,.ver-table-of-contents{padding:23px 20px}}@media (max-width:480px){.ver-quick-answer__header,.ver-opening-card__header,.ver-table-of-contents__header{align-items:flex-start}.ver-quick-answer__steps li{grid-template-columns:29px minmax(0,1fr);gap:9px}.ver-quick-answer__number{width:27px;height:27px}}.ver-l2-impact{width:100%;padding:68px 24px;background:#fff}.ver-l2-impact__container{width:100%;max-width:1040px;margin:0 auto}.ver-l2-impact__intro{max-width:800px;margin-bottom:36px}.ver-l2-impact__eyebrow,.ver-l2-impact__question-label,.ver-l2-impact__distinction-eyebrow,.ver-l2-impact__cashflow-eyebrow,.ver-l2-impact__principle-label{margin:0;color:#1F7A63;font-size:10px;font-weight:900;line-height:1.4;letter-spacing:.1em;text-transform:uppercase}.ver-l2-impact__eyebrow{margin-bottom:11px;font-size:11px;letter-spacing:.11em}.ver-l2-impact__title{margin:0;color:#123F35;font-size:clamp(30px,3.5vw,42px);font-weight:800;line-height:1.12;letter-spacing:-.028em}.ver-l2-impact__description{margin:17px 0 0;color:#526963;font-size:16px;line-height:1.72}.ver-l2-impact__content{max-width:820px}.ver-l2-impact__content p{margin:0 0 18px;color:#405C55;font-size:16px;line-height:1.78}.ver-l2-impact__content p:last-child{margin-bottom:0}.ver-l2-impact__content strong{color:#123F35;font-weight:800}.ver-l2-impact__question{margin-top:42px;padding:32px;border:1px solid #D5E5E0;border-radius:16px;background:#F7FBF9}.ver-l2-impact__question-header{display:flex;align-items:center;gap:14px;margin-bottom:26px}.ver-l2-impact__question-icon{display:inline-flex;align-items:center;justify-content:center;flex:0 0 auto;width:42px;height:42px;border-radius:11px;background:#DDEFE8;color:#0F766E;font-size:18px;font-weight:900}.ver-l2-impact__question-label{margin-bottom:4px}.ver-l2-impact__question-title{margin:0;color:#123F35;font-size:clamp(23px,2.7vw,30px);font-weight:800;line-height:1.22;letter-spacing:-.02em}.ver-l2-impact__question-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.ver-l2-impact__case{padding:23px;border:1px solid #D9E8E3;border-radius:13px;background:#fff}.ver-l2-impact__case-number{display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;margin-bottom:15px;border-radius:9px;background:#123F35;color:#fff;font-size:10px;font-weight:900;line-height:1;letter-spacing:.05em}.ver-l2-impact__case-title{margin:0;color:#123F35;font-size:17px;font-weight:800;line-height:1.35;letter-spacing:-.012em}.ver-l2-impact__case-text{margin:11px 0 0;color:#526963;font-size:14px;line-height:1.68}.ver-l2-impact__case-result{margin:16px 0 0;padding-top:14px;border-top:1px solid #E4EEEA;color:#405C55;font-size:13px;line-height:1.6}.ver-l2-impact__case-result strong{color:#0F766E;font-weight:800}.ver-l2-impact__distinction{margin-top:34px;padding:30px;border-left:4px solid #0F766E;border-radius:0 14px 14px 0;background:#F1F8F5}.ver-l2-impact__distinction-eyebrow{margin-bottom:6px}.ver-l2-impact__distinction-title{margin:0;color:#123F35;font-size:clamp(22px,2.5vw,29px);font-weight:800;line-height:1.25;letter-spacing:-.018em}.ver-l2-impact__distinction-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:22px}.ver-l2-impact__distinction-item{padding:20px;border:1px solid #D5E5E0;border-radius:12px;background:#fff}.ver-l2-impact__distinction-label{display:inline-block;margin-bottom:9px;color:#1F7A63;font-size:10px;font-weight:900;line-height:1.4;letter-spacing:.08em;text-transform:uppercase}.ver-l2-impact__distinction-item p{margin:0;color:#526963;font-size:14px;line-height:1.66}.ver-l2-impact__distinction-note{margin:20px 0 0;color:#405C55;font-size:14px;line-height:1.68}.ver-l2-impact__distinction-note a{color:#0F766E;font-weight:800;text-decoration-line:underline;text-decoration-thickness:1px;text-underline-offset:3px}.ver-l2-impact__distinction-note a:hover{color:#123F35}.ver-l2-impact__cashflow{display:grid;grid-template-columns:46px minmax(0,1fr);gap:16px;align-items:start;margin-top:30px;padding:26px;border:1px solid #D5E5E0;border-radius:14px;background:#fff}.ver-l2-impact__cashflow-icon{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;border-radius:11px;background:#DDEFE8;color:#0F766E;font-size:19px;font-weight:900}.ver-l2-impact__cashflow-eyebrow{margin-bottom:5px}.ver-l2-impact__cashflow-title{margin:0;color:#123F35;font-size:21px;font-weight:800;line-height:1.3;letter-spacing:-.015em}.ver-l2-impact__cashflow-text{margin:10px 0 0;color:#526963;font-size:14px;line-height:1.68}.ver-l2-impact__cashflow-link{display:inline-flex;align-items:center;gap:7px;margin-top:14px;color:#0F766E;font-size:13px;font-weight:800;line-height:1.5;text-decoration:none;transition:gap 0.2s ease,color 0.2s ease}.ver-l2-impact__cashflow-link:hover{gap:10px;color:#123F35}.ver-l2-impact__principle{margin-top:30px;padding:22px 24px;border-top:1px solid #D5E5E0;border-bottom:1px solid #D5E5E0}.ver-l2-impact__principle-label{margin-bottom:7px}.ver-l2-impact__principle-text{margin:0;color:#405C55;font-size:15px;line-height:1.7}.ver-l2-impact__principle-text strong{color:#123F35;font-weight:800}.ver-l2-impact__distinction-note a:focus-visible,.ver-l2-impact__cashflow-link:focus-visible{outline:3px solid rgb(15 118 110 / .2);outline-offset:4px;border-radius:4px}@media (max-width:900px){.ver-l2-impact__question-grid,.ver-l2-impact__distinction-grid{grid-template-columns:1fr}}@media (max-width:767px){.ver-l2-impact{padding:52px 20px}.ver-l2-impact__title{font-size:clamp(28px,8vw,36px)}.ver-l2-impact__description,.ver-l2-impact__content p{font-size:15px;line-height:1.72}.ver-l2-impact__question{margin-top:34px;padding:24px 20px}.ver-l2-impact__question-header{align-items:flex-start}.ver-l2-impact__case{padding:20px}.ver-l2-impact__distinction{padding:24px 20px}.ver-l2-impact__cashflow{grid-template-columns:1fr;padding:23px 20px}.ver-l2-impact__principle{padding:20px 4px}}.ver-l2-method{width:100%;padding:68px 24px;background:#fff}.ver-l2-method__container{width:100%;max-width:1040px;margin:0 auto}.ver-l2-method__intro{max-width:790px;margin-bottom:44px}.ver-l2-method__eyebrow,.ver-l2-method__step-label,.ver-l2-method__tip-label,.ver-l2-method__callout-label,.ver-l2-method__final-label,.ver-l2-method__framework-note-label{margin:0;color:#1F7A63;font-size:10px;font-weight:900;line-height:1.4;letter-spacing:.1em;text-transform:uppercase}.ver-l2-method__eyebrow{margin-bottom:11px;font-size:11px;letter-spacing:.11em}.ver-l2-method__title{margin:0;color:#123F35;font-size:clamp(29px,3.3vw,40px);font-weight:800;line-height:1.12;letter-spacing:-.025em}.ver-l2-method__description{margin:17px 0 0;color:#405C55;font-size:16px;line-height:1.72}.ver-l2-method__steps{width:100%}.ver-l2-method__step{display:grid;grid-template-columns:62px minmax(0,1fr);gap:22px;padding-bottom:30px}.ver-l2-method__step:last-child{padding-bottom:0}.ver-l2-method__marker{display:flex;flex-direction:column;align-items:center}.ver-l2-method__number{display:inline-flex;align-items:center;justify-content:center;flex:0 0 auto;width:50px;height:50px;border-radius:13px;background:#123F35;color:#fff;font-size:12px;font-weight:900;line-height:1;letter-spacing:.05em;box-shadow:0 7px 18px rgb(18 63 53 / .1)}.ver-l2-method__line{width:2px;flex:1;min-height:50px;margin-top:10px;background:#D5E5E0}.ver-l2-method__content{min-width:0;padding:4px 0 28px;border-bottom:1px solid #E1EBE7}.ver-l2-method__step:last-child .ver-l2-method__content{padding-bottom:0;border-bottom:0}.ver-l2-method__step-label{margin-bottom:6px}.ver-l2-method__step-title{margin:0;color:#123F35;font-size:clamp(22px,2.5vw,29px);font-weight:800;line-height:1.24;letter-spacing:-.02em}.ver-l2-method__step-text{margin:13px 0 0;color:#526963;font-size:15px;line-height:1.72}.ver-l2-method__step-text strong{color:#123F35;font-weight:800}.ver-l2-method__inline-link{color:#0F766E;font-weight:800;text-decoration-line:underline;text-decoration-thickness:1px;text-underline-offset:3px;transition:color 0.2s ease}.ver-l2-method__inline-link:hover{color:#123F35}.ver-l2-method__tip{margin-top:18px;padding:17px 19px;border-left:3px solid #0F766E;border-radius:0 10px 10px 0;background:#F1F8F5}.ver-l2-method__tip-label{display:block;margin-bottom:5px}.ver-l2-method__tip p{margin:0;color:#405C55;font-size:13px;line-height:1.65}.ver-l2-method__formula{margin-top:18px;padding:20px;border:1px solid #D5E5E0;border-radius:12px;background:#F7FBF9}.ver-l2-method__formula-label{display:block;margin-bottom:9px;color:#1F7A63;font-size:10px;font-weight:900;line-height:1.4;letter-spacing:.09em;text-transform:uppercase}.ver-l2-method__formula-equation{display:flex;flex-wrap:wrap;align-items:center;gap:5px 8px;margin:0;color:#123F35;font-size:14px;font-weight:800;line-height:1.6}.ver-l2-method__formula-equation span{color:#0F766E;font-weight:900}.ver-l2-method__list{display:grid;gap:9px;margin:17px 0 0;padding:0;list-style:none}.ver-l2-method__list li{position:relative;padding-left:22px;color:#526963;font-size:14px;line-height:1.6}.ver-l2-method__list li::before{content:"✓";position:absolute;left:0;top:0;color:#0F766E;font-weight:900}.ver-l2-method__callout{margin-top:18px;padding:18px 20px;border:1px solid #D5E5E0;border-radius:12px;background:#F7FBF9}.ver-l2-method__callout-label{margin-bottom:5px}.ver-l2-method__callout p:last-child{margin:0;color:#405C55;font-size:13px;line-height:1.65}.ver-l2-method__decision-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin-top:18px}.ver-l2-method__decision{padding:17px;border:1px solid #D5E5E0;border-radius:11px;background:#F7FBF9}.ver-l2-method__decision-label{display:inline-block;margin-bottom:7px;color:#0F766E;font-size:10px;font-weight:900;line-height:1.4;letter-spacing:.09em;text-transform:uppercase}.ver-l2-method__decision p{margin:0;color:#526963;font-size:13px;line-height:1.6}.ver-l2-method__final{margin-top:19px;padding:20px;border:1px solid #CFE3DC;border-radius:12px;background:#F1F8F5}.ver-l2-method__final-label{margin-bottom:9px}.ver-l2-method__final ul{display:grid;gap:7px;margin:0;padding-left:20px}.ver-l2-method__final li{color:#405C55;font-size:13px;line-height:1.6}.ver-l2-method__framework-note{margin-top:34px;padding:20px 22px;border-top:1px solid #D5E5E0;border-bottom:1px solid #D5E5E0}.ver-l2-method__framework-note-label{margin-bottom:6px}.ver-l2-method__framework-note p:last-child{margin:0;color:#526963;font-size:13px;line-height:1.65}.ver-l2-method__inline-link:focus-visible{outline:3px solid rgb(15 118 110 / .2);outline-offset:4px;border-radius:4px}@media (max-width:900px){.ver-l2-method__decision-grid{grid-template-columns:1fr}}@media (max-width:767px){.ver-l2-method{padding:52px 20px}.ver-l2-method__intro{margin-bottom:36px}.ver-l2-method__title{font-size:clamp(28px,8vw,36px)}.ver-l2-method__description{font-size:15px;line-height:1.7}.ver-l2-method__step{grid-template-columns:46px minmax(0,1fr);gap:14px;padding-bottom:26px}.ver-l2-method__number{width:42px;height:42px;border-radius:11px}.ver-l2-method__line{min-height:45px}.ver-l2-method__content{padding-top:2px}.ver-l2-method__step-title{font-size:21px}.ver-l2-method__step-text{font-size:14px;line-height:1.68}}@media (max-width:480px){.ver-l2-method__step{grid-template-columns:38px minmax(0,1fr);gap:12px}.ver-l2-method__number{width:36px;height:36px;font-size:10px}.ver-l2-method__formula-equation{display:block}.ver-l2-method__formula-equation span{margin:0 3px}}.ver-l2-example{width:100%;padding:68px 24px;background:#F7FBF9}.ver-l2-example__container{width:100%;max-width:1040px;margin:0 auto}.ver-l2-example__intro{max-width:790px;margin-bottom:38px}.ver-l2-example__eyebrow,.ver-l2-example__scenario-label,.ver-l2-example__section-label,.ver-l2-example__snapshot-label,.ver-l2-example__lessons-label,.ver-l2-example__context-label{margin:0;color:#1F7A63;font-size:10px;font-weight:900;line-height:1.4;letter-spacing:.1em;text-transform:uppercase}.ver-l2-example__eyebrow{margin-bottom:11px;font-size:11px;letter-spacing:.11em}.ver-l2-example__title{margin:0;color:#123F35;font-size:clamp(29px,3.3vw,40px);font-weight:800;line-height:1.12;letter-spacing:-.025em}.ver-l2-example__description{margin:17px 0 0;color:#526963;font-size:16px;line-height:1.72}.ver-l2-example__scenario{display:grid;grid-template-columns:minmax(0,1fr) 230px;gap:30px;align-items:center;padding:30px;border:1px solid #D5E5E0;border-radius:16px;background:#fff}.ver-l2-example__scenario-label{margin-bottom:6px}.ver-l2-example__scenario-title{margin:0;color:#123F35;font-size:clamp(23px,2.7vw,30px);font-weight:800;line-height:1.24;letter-spacing:-.02em}.ver-l2-example__scenario-text{margin:13px 0 0;color:#526963;font-size:14px;line-height:1.7}.ver-l2-example__scenario-text strong{color:#123F35;font-weight:800}.ver-l2-example__scenario-number{display:flex;flex-direction:column;align-items:center;justify-content:center;min-height:170px;padding:22px;border-radius:14px;background:#123F35;text-align:center}.ver-l2-example__scenario-number-label{color:#BFE1D6;font-size:9px;font-weight:900;line-height:1.4;letter-spacing:.1em;text-transform:uppercase}.ver-l2-example__scenario-number strong{margin-top:9px;color:#fff;font-size:38px;font-weight:800;line-height:1}.ver-l2-example__scenario-number>span:last-child{margin-top:8px;color:#E6F2EE;font-size:12px;line-height:1.5}.ver-l2-example__section{margin-top:34px}.ver-l2-example__section-header{max-width:760px;margin-bottom:18px}.ver-l2-example__section-label{margin-bottom:5px}.ver-l2-example__section-title,.ver-l2-example__snapshot-title,.ver-l2-example__lessons-title{margin:0;color:#123F35;font-size:clamp(22px,2.5vw,29px);font-weight:800;line-height:1.25;letter-spacing:-.018em}.ver-l2-example__section-description{margin:10px 0 0;color:#526963;font-size:14px;line-height:1.68}.ver-l2-example__table-wrap{width:100%;overflow-x:auto;border:1px solid #D5E5E0;border-radius:14px;background:#fff}.ver-l2-example__table{width:100%;border-collapse:collapse;min-width:560px}.ver-l2-example__table th,.ver-l2-example__table td{padding:14px 18px;border-bottom:1px solid #E3EDE9;text-align:left;font-size:13px;line-height:1.5}.ver-l2-example__table thead th{background:#EEF7F3;color:#123F35;font-size:10px;font-weight:900;letter-spacing:.08em;text-transform:uppercase}.ver-l2-example__table tbody th{color:#405C55;font-weight:700}.ver-l2-example__table tbody td{color:#526963;font-weight:700}.ver-l2-example__table th:not(:first-child),.ver-l2-example__table td:not(:first-child){text-align:right}.ver-l2-example__table tfoot th,.ver-l2-example__table tfoot td{border-bottom:0;background:#F7FBF9;color:#123F35;font-weight:900}.ver-l2-example__snapshot{margin-top:34px;padding:28px;border-left:4px solid #0F766E;border-radius:0 14px 14px 0;background:#fff}.ver-l2-example__snapshot-intro{max-width:720px}.ver-l2-example__snapshot-label{margin-bottom:5px}.ver-l2-example__snapshot-text{margin:10px 0 0;color:#526963;font-size:14px;line-height:1.68}.ver-l2-example__snapshot-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:22px}.ver-l2-example__snapshot-item{padding:18px;border:1px solid #D5E5E0;border-radius:11px;background:#F7FBF9}.ver-l2-example__snapshot-item span{display:block;color:#526963;font-size:11px;font-weight:700;line-height:1.5}.ver-l2-example__snapshot-item strong{display:block;margin-top:6px;color:#123F35;font-size:24px;font-weight:800;line-height:1.1}.ver-l2-example__snapshot-item--accent{background:#DDEFE8}.ver-l2-example__snapshot-item--accent strong{color:#0F766E}.ver-l2-example__lessons{margin-top:34px}.ver-l2-example__lessons-header{max-width:700px;margin-bottom:18px}.ver-l2-example__lessons-label{margin-bottom:5px}.ver-l2-example__lessons-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.ver-l2-example__lesson{display:grid;grid-template-columns:38px minmax(0,1fr);gap:12px;padding:20px;border:1px solid #D5E5E0;border-radius:12px;background:#fff}.ver-l2-example__lesson-number{display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;border-radius:10px;background:#DDEFE8;color:#0F766E;font-size:10px;font-weight:900}.ver-l2-example__lesson h4{margin:0;color:#123F35;font-size:15px;font-weight:800;line-height:1.4}.ver-l2-example__lesson p{margin:7px 0 0;color:#526963;font-size:13px;line-height:1.62}.ver-l2-example__context{display:grid;grid-template-columns:44px minmax(0,1fr);gap:15px;margin-top:32px;padding:24px;border:1px solid #D5E5E0;border-radius:14px;background:#fff}.ver-l2-example__context-icon{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:11px;background:#DDEFE8;color:#0F766E;font-size:16px;font-weight:900}.ver-l2-example__context-label{margin-bottom:6px}.ver-l2-example__context-text{margin:0;color:#526963;font-size:13px;line-height:1.65}.ver-l2-example__context-link{display:inline-flex;align-items:center;gap:7px;margin-top:13px;color:#0F766E;font-size:13px;font-weight:800;line-height:1.5;text-decoration:none;transition:gap 0.2s ease,color 0.2s ease}.ver-l2-example__context-link:hover{gap:10px;color:#123F35}.ver-l2-example__table-wrap:focus-visible,.ver-l2-example__context-link:focus-visible{outline:3px solid rgb(15 118 110 / .2);outline-offset:4px}@media (max-width:900px){.ver-l2-example__scenario{grid-template-columns:1fr}.ver-l2-example__scenario-number{min-height:auto}.ver-l2-example__snapshot-grid,.ver-l2-example__lessons-grid{grid-template-columns:1fr}}@media (max-width:767px){.ver-l2-example{padding:52px 20px}.ver-l2-example__title{font-size:clamp(28px,8vw,36px)}.ver-l2-example__description{font-size:15px;line-height:1.7}.ver-l2-example__scenario{padding:24px 20px}.ver-l2-example__snapshot{padding:24px 20px}.ver-l2-example__context{grid-template-columns:1fr;padding:22px 20px}}.ver-l2-limits{width:100%;padding:68px 24px;background:#fff}.ver-l2-limits__container{width:100%;max-width:1040px;margin:0 auto}.ver-l2-limits__intro{max-width:800px;margin-bottom:36px}.ver-l2-limits__eyebrow,.ver-l2-limits__card-action-label,.ver-l2-limits__credit-eyebrow,.ver-l2-limits__test-eyebrow,.ver-l2-limits__principle-label{margin:0;color:#1F7A63;font-size:10px;font-weight:900;line-height:1.4;letter-spacing:.1em;text-transform:uppercase}.ver-l2-limits__eyebrow{margin-bottom:11px;font-size:11px;letter-spacing:.11em}.ver-l2-limits__title{margin:0;color:#123F35;font-size:clamp(29px,3.3vw,40px);font-weight:800;line-height:1.12;letter-spacing:-.025em}.ver-l2-limits__description{margin:17px 0 0;color:#526963;font-size:16px;line-height:1.72}.ver-l2-limits__grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.ver-l2-limits__card{display:flex;flex-direction:column;min-width:0;padding:24px;border:1px solid #D5E5E0;border-radius:14px;background:#F7FBF9}.ver-l2-limits__card--warning{border-color:#BDD8CF;background:#F1F8F5}.ver-l2-limits__card-top{display:flex;align-items:center;gap:10px;margin-bottom:17px}.ver-l2-limits__number{display:inline-flex;align-items:center;justify-content:center;flex:0 0 auto;width:34px;height:34px;border-radius:9px;background:#123F35;color:#fff;font-size:10px;font-weight:900;line-height:1;letter-spacing:.04em}.ver-l2-limits__status{color:#1F7A63;font-size:9px;font-weight:900;line-height:1.4;letter-spacing:.08em;text-transform:uppercase}.ver-l2-limits__card-title{margin:0;color:#123F35;font-size:19px;font-weight:800;line-height:1.34;letter-spacing:-.015em}.ver-l2-limits__card-text{margin:12px 0 0;color:#526963;font-size:14px;line-height:1.68}.ver-l2-limits__card-action{margin-top:18px;padding-top:16px;border-top:1px solid #DDE8E4}.ver-l2-limits__card-action-label{display:block;margin-bottom:5px}.ver-l2-limits__card-action p{margin:0;color:#405C55;font-size:13px;line-height:1.62}.ver-l2-limits__card-link{display:inline-flex;align-items:center;gap:7px;margin-top:auto;padding-top:18px;color:#0F766E;font-size:13px;font-weight:800;line-height:1.5;text-decoration:none;transition:gap 0.2s ease,color 0.2s ease}.ver-l2-limits__card-link:hover{gap:10px;color:#123F35}.ver-l2-limits__credit{display:grid;grid-template-columns:48px minmax(0,1fr);gap:17px;margin-top:30px;padding:26px;border:1px solid #D5E5E0;border-radius:14px;background:#F7FBF9}.ver-l2-limits__credit-icon{display:inline-flex;align-items:center;justify-content:center;width:46px;height:46px;border-radius:11px;background:#DDEFE8;color:#0F766E;font-size:18px;font-weight:900}.ver-l2-limits__credit-eyebrow{margin-bottom:5px}.ver-l2-limits__credit-title{margin:0;color:#123F35;font-size:21px;font-weight:800;line-height:1.3;letter-spacing:-.015em}.ver-l2-limits__credit-text{margin:10px 0 0;color:#526963;font-size:14px;line-height:1.68}.ver-l2-limits__test{margin-top:30px;padding:28px;border-left:4px solid #0F766E;border-radius:0 14px 14px 0;background:#F1F8F5}.ver-l2-limits__test-header{max-width:720px}.ver-l2-limits__test-eyebrow{margin-bottom:5px}.ver-l2-limits__test-title{margin:0;color:#123F35;font-size:clamp(22px,2.5vw,28px);font-weight:800;line-height:1.25;letter-spacing:-.018em}.ver-l2-limits__test-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:13px;margin-top:20px}.ver-l2-limits__test-item{display:grid;grid-template-columns:31px minmax(0,1fr);gap:10px;align-items:start;padding:16px;border:1px solid #D5E5E0;border-radius:10px;background:#fff}.ver-l2-limits__test-number{display:inline-flex;align-items:center;justify-content:center;width:29px;height:29px;border-radius:8px;background:#DDEFE8;color:#0F766E;font-size:10px;font-weight:900}.ver-l2-limits__test-item p{margin:0;color:#405C55;font-size:13px;line-height:1.6}.ver-l2-limits__principle{margin-top:30px;padding:22px 24px;border-top:1px solid #D5E5E0;border-bottom:1px solid #D5E5E0}.ver-l2-limits__principle-label{margin-bottom:7px}.ver-l2-limits__principle-text{margin:0;color:#526963;font-size:14px;line-height:1.7}.ver-l2-limits__principle-text strong{color:#123F35;font-weight:800}.ver-l2-limits__card-link:focus-visible{outline:3px solid rgb(15 118 110 / .2);outline-offset:4px;border-radius:4px}@media (max-width:980px){.ver-l2-limits__grid{grid-template-columns:1fr}}@media (max-width:767px){.ver-l2-limits{padding:52px 20px}.ver-l2-limits__title{font-size:clamp(28px,8vw,36px)}.ver-l2-limits__description{font-size:15px;line-height:1.7}.ver-l2-limits__card{padding:21px 20px}.ver-l2-limits__credit{grid-template-columns:1fr;padding:23px 20px}.ver-l2-limits__test{padding:24px 20px}.ver-l2-limits__test-grid{grid-template-columns:1fr}.ver-l2-limits__principle{padding:20px 4px}}.ver-l2-tool{width:100%;padding:64px 24px;background:#F7FBF9}.ver-l2-tool__container{width:100%;max-width:1100px;margin:0 auto}.ver-l2-tool__card{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(340px,0.92fr);gap:40px;align-items:center;padding:40px;border-radius:20px;background:#123F35;box-shadow:0 12px 30px rgb(18 63 53 / .12)}.ver-l2-tool__content{min-width:0}.ver-l2-tool__eyebrow{margin:0 0 11px;color:#BFE1D6;font-size:11px;font-weight:900;line-height:1.4;letter-spacing:.11em;text-transform:uppercase}.ver-l2-tool__title{margin:0;color:#fff;font-size:clamp(29px,3.2vw,39px);font-weight:800;line-height:1.12;letter-spacing:-.025em}.ver-l2-tool__description{margin:17px 0 0;max-width:650px;color:#E6F2EE;font-size:15px;line-height:1.72}.ver-l2-tool__benefits{display:grid;gap:12px;margin:24px 0 0;padding:0;list-style:none}.ver-l2-tool__benefits li{display:grid;grid-template-columns:22px minmax(0,1fr);gap:9px;align-items:start;color:#E6F2EE;font-size:14px;font-weight:600;line-height:1.6}.ver-l2-tool__check{display:inline-flex;align-items:center;justify-content:center;width:20px;height:20px;margin-top:1px;border-radius:50%;background:#DDEFE8;color:#0F766E;font-size:11px;font-weight:900}.ver-l2-tool__actions{margin-top:26px}.ver-l2-tool__button{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-width:240px;min-height:48px;padding:13px 23px;border-radius:10px;background:#0F766E;color:#ffffff!important;font-size:14px;font-weight:800;line-height:1.35;text-decoration:none;transition:transform 0.2s ease,background 0.2s ease,box-shadow 0.2s ease,gap 0.2s ease}.ver-l2-tool__button:hover{gap:11px;transform:translateY(-1px);background:#0C625C;box-shadow:0 8px 18px rgb(0 0 0 / .14)}.ver-l2-tool__microcopy{margin:9px 0 0;color:#BCD6CE;font-size:10px;line-height:1.5}.ver-l2-tool__visual{min-width:0}.ver-l2-tool__planner{overflow:hidden;border:1px solid rgb(255 255 255 / .12);border-radius:15px;background:#fff;box-shadow:0 12px 28px rgb(0 0 0 / .14)}.ver-l2-tool__planner-top{display:flex;align-items:flex-start;justify-content:space-between;gap:14px;padding:18px 19px;border-bottom:1px solid #E2ECE8}.ver-l2-tool__planner-top>div{min-width:0}.ver-l2-tool__planner-brand{display:block;margin-bottom:3px;color:#1F7A63;font-size:9px;font-weight:900;line-height:1.3;letter-spacing:.1em;text-transform:uppercase}.ver-l2-tool__planner-top strong{display:block;color:#123F35;font-size:14px;font-weight:800;line-height:1.35}.ver-l2-tool__planner-status{display:inline-flex;flex:0 0 auto;padding:6px 8px;border-radius:7px;background:#DDEFE8;color:#0F766E;font-size:8px;font-weight:900;line-height:1.2;letter-spacing:.07em}.ver-l2-tool__planner-balance{padding:21px 19px;background:#F1F8F5}.ver-l2-tool__planner-balance span{display:block;color:#526963;font-size:9px;font-weight:900;line-height:1.4;letter-spacing:.09em}.ver-l2-tool__planner-balance strong{display:block;margin-top:5px;color:#123F35;font-size:28px;font-weight:800;line-height:1.1}.ver-l2-tool__planner-list{padding:5px 19px}.ver-l2-tool__planner-row{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:12px 0;border-bottom:1px solid #E5EEEB}.ver-l2-tool__planner-row:last-child{border-bottom:0}.ver-l2-tool__planner-row>div{display:flex;align-items:center;gap:8px;min-width:0}.ver-l2-tool__planner-row span:not(.ver-l2-tool__planner-dot){color:#526963;font-size:11px;font-weight:650;line-height:1.4}.ver-l2-tool__planner-row strong{color:#123F35;font-size:12px;font-weight:800}.ver-l2-tool__planner-dot{display:inline-block;flex:0 0 auto;width:7px;height:7px;border-radius:50%;background:#0F766E}.ver-l2-tool__planner-footer{padding:15px 19px;border-top:1px solid #DDE8E4;background:#F7FBF9}.ver-l2-tool__planner-footer span{display:block;margin-bottom:3px;color:#1F7A63;font-size:8px;font-weight:900;line-height:1.4;letter-spacing:.08em}.ver-l2-tool__planner-footer strong{display:block;color:#123F35;font-size:11px;font-weight:800;line-height:1.45}.ver-l2-tool__secondary{display:grid;grid-template-columns:42px minmax(0,1fr);gap:14px;align-items:start;margin-top:22px;padding:21px 23px;border:1px solid #D5E5E0;border-radius:13px;background:#fff}.ver-l2-tool__secondary-icon{display:inline-flex;align-items:center;justify-content:center;width:40px;height:40px;border-radius:10px;background:#DDEFE8;color:#0F766E;font-size:18px;font-weight:900}.ver-l2-tool__secondary-label{margin:0 0 5px;color:#1F7A63;font-size:9px;font-weight:900;line-height:1.4;letter-spacing:.09em;text-transform:uppercase}.ver-l2-tool__secondary-text{margin:0;max-width:760px;color:#526963;font-size:13px;line-height:1.65}.ver-l2-tool__button:focus-visible{outline:3px solid rgb(221 239 232 / .6);outline-offset:4px}@media (max-width:900px){.ver-l2-tool__card{grid-template-columns:1fr;gap:30px;padding:34px}.ver-l2-tool__visual{max-width:520px}}@media (max-width:767px){.ver-l2-tool{padding:52px 20px}.ver-l2-tool__card{padding:28px 22px;border-radius:16px}.ver-l2-tool__title{font-size:clamp(27px,8vw,35px)}.ver-l2-tool__description{font-size:14px;line-height:1.68}.ver-l2-tool__button{width:100%;min-width:0}.ver-l2-tool__secondary{grid-template-columns:1fr;padding:20px}}@media (max-width:480px){.ver-l2-tool__planner-top{flex-direction:column}}.ver-l2-action{width:100%;padding:68px 24px;background:#fff}.ver-l2-action__container{width:100%;max-width:1040px;margin:0 auto}.ver-l2-action__intro{max-width:790px;margin-bottom:36px}.ver-l2-action__eyebrow,.ver-l2-action__summary-eyebrow,.ver-l2-action__closing-label{margin:0;color:#1F7A63;font-size:10px;font-weight:900;line-height:1.4;letter-spacing:.1em;text-transform:uppercase}.ver-l2-action__eyebrow{margin-bottom:11px;font-size:11px;letter-spacing:.11em}.ver-l2-action__title{margin:0;color:#123F35;font-size:clamp(29px,3.3vw,40px);font-weight:800;line-height:1.12;letter-spacing:-.025em}.ver-l2-action__description{margin:17px 0 0;color:#526963;font-size:16px;line-height:1.72}.ver-l2-action__grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.ver-l2-action__card{min-width:0;padding:24px;border:1px solid #D5E5E0;border-radius:14px;background:#F7FBF9}.ver-l2-action__card-top{display:flex;align-items:center;gap:10px;margin-bottom:16px}.ver-l2-action__number{display:inline-flex;align-items:center;justify-content:center;flex:0 0 auto;width:34px;height:34px;border-radius:9px;background:#123F35;color:#fff;font-size:10px;font-weight:900;line-height:1;letter-spacing:.04em}.ver-l2-action__phase{color:#1F7A63;font-size:9px;font-weight:900;line-height:1.4;letter-spacing:.08em;text-transform:uppercase}.ver-l2-action__card-title{margin:0;color:#123F35;font-size:19px;font-weight:800;line-height:1.35;letter-spacing:-.015em}.ver-l2-action__card-text{margin:11px 0 0;color:#526963;font-size:14px;line-height:1.68}.ver-l2-action__card-note{margin:13px 0 0;color:#405C55;font-size:13px;font-weight:700;line-height:1.62}.ver-l2-action__checklist{display:grid;gap:8px;margin:16px 0 0;padding:0;list-style:none}.ver-l2-action__checklist li{position:relative;padding-left:21px;color:#405C55;font-size:13px;line-height:1.58}.ver-l2-action__checklist li::before{content:"✓";position:absolute;left:0;top:0;color:#0F766E;font-weight:900}.ver-l2-action__decision-row{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:16px}.ver-l2-action__decision-row span{display:inline-flex;align-items:center;justify-content:center;min-height:34px;padding:8px 9px;border:1px solid #CFE3DC;border-radius:8px;background:#fff;color:#0F766E;font-size:9px;font-weight:900;line-height:1.3;letter-spacing:.06em}.ver-l2-action__highlight{margin-top:16px;padding:16px 17px;border-left:3px solid #0F766E;border-radius:0 10px 10px 0;background:#F1F8F5}.ver-l2-action__highlight p{margin:0 0 7px;color:#405C55;font-size:13px;line-height:1.58}.ver-l2-action__highlight p:last-child{margin-bottom:0}.ver-l2-action__highlight strong{color:#123F35;font-weight:800}.ver-l2-action__link{display:inline-flex;align-items:center;gap:7px;margin-top:16px;color:#0F766E;font-size:13px;font-weight:800;line-height:1.5;text-decoration:none;transition:gap 0.2s ease,color 0.2s ease}.ver-l2-action__link:hover{gap:10px;color:#123F35}.ver-l2-action__summary{margin-top:30px;padding:28px;border:1px solid #D5E5E0;border-radius:14px;background:#F1F8F5}.ver-l2-action__summary-header{max-width:700px}.ver-l2-action__summary-eyebrow{margin-bottom:5px}.ver-l2-action__summary-title{margin:0;color:#123F35;font-size:clamp(22px,2.5vw,28px);font-weight:800;line-height:1.25;letter-spacing:-.018em}.ver-l2-action__summary-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:11px;margin-top:20px}.ver-l2-action__summary-item{display:grid;grid-template-columns:25px minmax(0,1fr);gap:9px;align-items:start;padding:14px;border:1px solid #D5E5E0;border-radius:9px;background:#fff}.ver-l2-action__summary-item>span{display:inline-flex;align-items:center;justify-content:center;width:23px;height:23px;border-radius:50%;background:#DDEFE8;color:#0F766E;font-size:11px;font-weight:900}.ver-l2-action__summary-item p{margin:0;color:#405C55;font-size:13px;line-height:1.55}.ver-l2-action__closing{margin-top:28px;padding:21px 23px;border-top:1px solid #D5E5E0;border-bottom:1px solid #D5E5E0}.ver-l2-action__closing-label{margin-bottom:6px}.ver-l2-action__closing-text{margin:0;color:#526963;font-size:14px;line-height:1.68}.ver-l2-action__link:focus-visible{outline:3px solid rgb(15 118 110 / .2);outline-offset:4px;border-radius:4px}@media (max-width:900px){.ver-l2-action__grid{grid-template-columns:1fr}}@media (max-width:767px){.ver-l2-action{padding:52px 20px}.ver-l2-action__title{font-size:clamp(28px,8vw,36px)}.ver-l2-action__description{font-size:15px;line-height:1.7}.ver-l2-action__card{padding:21px 20px}.ver-l2-action__summary{padding:24px 20px}.ver-l2-action__summary-grid{grid-template-columns:1fr}.ver-l2-action__closing{padding:20px 4px}}@media (max-width:480px){.ver-l2-action__decision-row{grid-template-columns:1fr}}.ver-l2-mistakes{width:100%;padding:68px 24px;background:#F7FBF9}.ver-l2-mistakes__container{width:100%;max-width:1040px;margin:0 auto}.ver-l2-mistakes__intro{max-width:790px;margin-bottom:36px}.ver-l2-mistakes__eyebrow,.ver-l2-mistakes__label,.ver-l2-mistakes__better-label,.ver-l2-mistakes__reminder-label{margin:0;color:#1F7A63;font-size:10px;font-weight:900;line-height:1.4;letter-spacing:.1em;text-transform:uppercase}.ver-l2-mistakes__eyebrow{margin-bottom:11px;font-size:11px;letter-spacing:.11em}.ver-l2-mistakes__title{margin:0;color:#123F35;font-size:clamp(29px,3.3vw,40px);font-weight:800;line-height:1.12;letter-spacing:-.025em}.ver-l2-mistakes__description{margin:17px 0 0;color:#526963;font-size:16px;line-height:1.72}.ver-l2-mistakes__grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.ver-l2-mistakes__card{display:flex;flex-direction:column;min-width:0;padding:24px;border:1px solid #D5E5E0;border-radius:14px;background:#fff}.ver-l2-mistakes__card-top{display:flex;align-items:center;gap:10px;margin-bottom:15px}.ver-l2-mistakes__icon{display:inline-flex;align-items:center;justify-content:center;flex:0 0 auto;width:35px;height:35px;border-radius:9px;background:#123F35;color:#fff;font-size:10px;font-weight:900;line-height:1;letter-spacing:.04em}.ver-l2-mistakes__label{color:#738982}.ver-l2-mistakes__card-title{margin:0;color:#123F35;font-size:19px;font-weight:800;line-height:1.35;letter-spacing:-.015em}.ver-l2-mistakes__card-text{margin:11px 0 0;color:#526963;font-size:14px;line-height:1.68}.ver-l2-mistakes__better{margin-top:18px;padding:16px 17px;border-left:3px solid #0F766E;border-radius:0 10px 10px 0;background:#F1F8F5}.ver-l2-mistakes__better-label{margin-bottom:5px}.ver-l2-mistakes__better-text{margin:0;color:#405C55;font-size:13px;line-height:1.62}.ver-l2-mistakes__link{display:inline-flex;align-items:center;gap:7px;margin-top:auto;padding-top:17px;color:#0F766E;font-size:13px;font-weight:800;line-height:1.5;text-decoration:none;transition:gap 0.2s ease,color 0.2s ease}.ver-l2-mistakes__link:hover{gap:10px;color:#123F35}.ver-l2-mistakes__reminder{display:grid;grid-template-columns:44px minmax(0,1fr);gap:15px;align-items:start;margin-top:30px;padding:23px 24px;border:1px solid #D5E5E0;border-radius:14px;background:#fff}.ver-l2-mistakes__reminder-icon{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:11px;background:#DDEFE8;color:#0F766E;font-size:15px;font-weight:900}.ver-l2-mistakes__reminder-label{margin-bottom:6px}.ver-l2-mistakes__reminder-text{margin:0;color:#405C55;font-size:14px;line-height:1.68}.ver-l2-mistakes__link:focus-visible{outline:3px solid rgb(15 118 110 / .2);outline-offset:4px;border-radius:4px}@media (max-width:900px){.ver-l2-mistakes__grid{grid-template-columns:1fr}}@media (max-width:767px){.ver-l2-mistakes{padding:52px 20px}.ver-l2-mistakes__title{font-size:clamp(28px,8vw,36px)}.ver-l2-mistakes__description{font-size:15px;line-height:1.7}.ver-l2-mistakes__card{padding:21px 20px}.ver-l2-mistakes__reminder{grid-template-columns:1fr;padding:22px 20px}}.ver-l2-faq{width:100%;padding:64px 24px;background:#fff}.ver-l2-faq__container{width:100%;max-width:1100px;margin:0 auto}.ver-l2-faq__intro{max-width:780px;margin-bottom:32px}.ver-l2-faq__eyebrow,.ver-l2-faq__learning-eyebrow,.ver-l2-faq__takeaway-label{margin:0;color:#1F7A63;font-size:10px;font-weight:900;line-height:1.4;letter-spacing:.1em;text-transform:uppercase}.ver-l2-faq__eyebrow{margin-bottom:10px;font-size:11px;letter-spacing:.11em}.ver-l2-faq__title{margin:0;color:#123F35;font-size:clamp(29px,3.3vw,40px);font-weight:800;line-height:1.12;letter-spacing:-.025em}.ver-l2-faq__description{margin:17px 0 0;color:#526963;font-size:16px;line-height:1.72}.ver-l2-faq__list{display:grid;gap:12px}.ver-l2-faq__item{overflow:hidden;border:1px solid #D5E5E0;border-radius:12px;background:#F7FBF9}.ver-l2-faq__question{display:grid;grid-template-columns:minmax(0,1fr) 34px;gap:18px;align-items:center;padding:19px 21px;cursor:pointer;color:#123F35;font-size:15px;font-weight:800;line-height:1.5;list-style:none}.ver-l2-faq__question::-webkit-details-marker{display:none}.ver-l2-faq__question-text{min-width:0}.ver-l2-faq__toggle{display:inline-flex;align-items:center;justify-content:center;width:32px;height:32px;border-radius:9px;background:#DDEFE8;color:#0F766E;font-size:18px;font-weight:700;line-height:1;transition:transform 0.2s ease,background 0.2s ease}.ver-l2-faq__item[open] .ver-l2-faq__toggle{transform:rotate(45deg);background:#CFE7DE}.ver-l2-faq__answer{padding:0 21px 20px}.ver-l2-faq__answer p{margin:0 0 11px;max-width:880px;color:#526963;font-size:14px;line-height:1.7}.ver-l2-faq__answer p:last-child{margin-bottom:0}.ver-l2-faq__learning{margin-top:46px;padding-top:42px;border-top:1px solid #D5E5E0}.ver-l2-faq__learning-intro{max-width:760px;margin-bottom:24px}.ver-l2-faq__learning-eyebrow{margin-bottom:6px}.ver-l2-faq__learning-title{margin:0;color:#123F35;font-size:clamp(24px,2.8vw,32px);font-weight:800;line-height:1.2;letter-spacing:-.02em}.ver-l2-faq__learning-description{margin:11px 0 0;color:#526963;font-size:14px;line-height:1.68}.ver-l2-faq__learning-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.ver-l2-faq__learning-card{display:flex;flex-direction:column;min-width:0;padding:22px;border:1px solid #D5E5E0;border-radius:13px;background:#F7FBF9;text-decoration:none;transition:transform 0.2s ease,border-color 0.2s ease,background 0.2s ease}.ver-l2-faq__learning-card:hover{transform:translateY(-2px);border-color:#AFCFC4;background:#F1F8F5}.ver-l2-faq__learning-label{display:block;margin-bottom:8px;color:#1F7A63;font-size:9px;font-weight:900;line-height:1.4;letter-spacing:.09em;text-transform:uppercase}.ver-l2-faq__learning-card-title{margin:0;color:#123F35;font-size:17px;font-weight:800;line-height:1.4;letter-spacing:-.012em}.ver-l2-faq__learning-text{margin:10px 0 0;color:#526963;font-size:13px;line-height:1.62}.ver-l2-faq__learning-link{display:inline-flex;align-items:center;gap:6px;margin-top:auto;padding-top:16px;color:#0F766E;font-size:12px;font-weight:800;line-height:1.45}.ver-l2-faq__learning-card:hover .ver-l2-faq__learning-link{gap:9px}.ver-l2-faq__takeaway{display:grid;grid-template-columns:44px minmax(0,1fr);gap:15px;align-items:start;margin-top:32px;padding:24px;border-left:4px solid #0F766E;border-radius:0 13px 13px 0;background:#F1F8F5}.ver-l2-faq__takeaway-icon{display:inline-flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:11px;background:#DDEFE8;color:#0F766E;font-size:15px;font-weight:900}.ver-l2-faq__takeaway-label{margin-bottom:6px}.ver-l2-faq__takeaway-text{margin:0;max-width:820px;color:#405C55;font-size:14px;line-height:1.7}.ver-l2-faq__question:focus-visible,.ver-l2-faq__learning-card:focus-visible{outline:3px solid rgb(15 118 110 / .2);outline-offset:4px}@media (max-width:900px){.ver-l2-faq__learning-grid{grid-template-columns:1fr}}@media (max-width:767px){.ver-l2-faq{padding:52px 20px}.ver-l2-faq__title{font-size:clamp(28px,8vw,36px)}.ver-l2-faq__description{font-size:15px;line-height:1.7}.ver-l2-faq__question{grid-template-columns:minmax(0,1fr) 30px;gap:12px;padding:17px 18px;font-size:14px}.ver-l2-faq__toggle{width:29px;height:29px}.ver-l2-faq__answer{padding:0 18px 18px}.ver-l2-faq__learning{margin-top:38px;padding-top:34px}.ver-l2-faq__learning-card{padding:20px}.ver-l2-faq__takeaway{grid-template-columns:1fr;padding:22px 20px}}.ver-l2-trust{width:100%;padding:64px 24px 78px;background:#F7FBF9}.ver-l2-trust__container{width:100%;max-width:1100px;margin:0 auto}.ver-l2-sources__eyebrow,.ver-l2-sources__review-label,.ver-l2-author__eyebrow,.ver-l2-disclosure__eyebrow,.ver-l2-newsletter__eyebrow,.ver-l2-related__eyebrow{margin:0;color:#1F7A63;font-size:10px;font-weight:900;line-height:1.4;letter-spacing:.1em;text-transform:uppercase}.ver-l2-sources{padding-bottom:46px;border-bottom:1px solid #D5E5E0}.ver-l2-sources__intro{max-width:760px}.ver-l2-sources__eyebrow{margin-bottom:10px;font-size:11px}.ver-l2-sources__title{margin:0;color:#123F35;font-size:clamp(28px,3.1vw,38px);font-weight:800;line-height:1.14;letter-spacing:-.02em}.ver-l2-sources__description{margin:15px 0 0;color:#405C55;font-size:15px;line-height:1.7}.ver-l2-sources__grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:28px}.ver-l2-sources__item{position:relative;display:flex;flex-direction:column;min-width:0;padding:20px 42px 20px 20px;border:1px solid #D6E7E1;border-radius:13px;background:#fff;text-decoration:none;transition:transform 0.2s ease,border-color 0.2s ease,box-shadow 0.2s ease}.ver-l2-sources__item:hover{transform:translateY(-2px);border-color:#AFCFC4;box-shadow:0 8px 20px rgb(18 63 53 / .05)}.ver-l2-sources__item:focus-visible{outline:3px solid rgb(15 118 110 / .2);outline-offset:4px}.ver-l2-sources__organization{color:#1F7A63;font-size:9px;font-weight:900;line-height:1.4;letter-spacing:.1em;text-transform:uppercase}.ver-l2-sources__source-title{display:block;margin-top:7px;color:#123F35;font-size:15px;font-weight:800;line-height:1.45}.ver-l2-sources__source-use{display:block;margin-top:7px;color:#647A74;font-size:12px;line-height:1.6}.ver-l2-sources__external{position:absolute;top:18px;right:18px;color:#0F766E;font-size:14px;font-weight:900}.ver-l2-sources__review{display:grid;grid-template-columns:34px minmax(0,1fr);gap:13px;align-items:start;max-width:720px;margin-top:20px;padding:17px 19px;border-radius:11px;background:#DDEFE8}.ver-l2-sources__review-icon{display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;border-radius:50%;background:#fff;color:#0F766E;font-size:12px;font-weight:900}.ver-l2-sources__review-content{min-width:0}.ver-l2-sources__review-label{margin-bottom:3px}.ver-l2-sources__review-date{margin:0;color:#123F35;font-size:14px;font-weight:800;line-height:1.4}.ver-l2-sources__review-text{margin:4px 0 0;color:#405C55;font-size:12px;line-height:1.6}.ver-l2-author{display:grid;grid-template-columns:90px minmax(0,1fr);gap:22px;align-items:start;margin-top:38px;padding:27px;border:1px solid #D6E7E1;border-radius:15px;background:#fff}.ver-l2-author__photo-wrap,.ver-l2-author__photo{width:80px;height:80px}.ver-l2-author__photo{display:block;object-fit:cover;border:3px solid #DDEFE8;border-radius:50%}.ver-l2-author__content{min-width:0}.ver-l2-author__eyebrow{margin-bottom:6px}.ver-l2-author__name{margin:0;color:#123F35;font-size:22px;font-weight:800;line-height:1.3}.ver-l2-author__bio{margin:10px 0 0;max-width:780px;color:#526963;font-size:13px;line-height:1.7}.ver-l2-author__link{display:inline-flex;align-items:center;gap:7px;margin-top:12px;color:#0F766E;font-size:13px;font-weight:800;line-height:1.5;text-decoration:none;transition:gap 0.2s ease,color 0.2s ease}.ver-l2-author__link:hover{gap:10px;color:#123F35}.ver-l2-disclosure{display:grid;grid-template-columns:40px minmax(0,1fr);gap:16px;margin-top:18px;padding:21px 23px;border-left:4px solid #0F766E;border-radius:11px;background:#DDEFE8}.ver-l2-disclosure__icon{display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;border-radius:50%;background:#fff;color:#0F766E;font-family:Georgia,serif;font-size:17px;font-style:italic;font-weight:700}.ver-l2-disclosure__content{min-width:0}.ver-l2-disclosure__eyebrow{margin-bottom:5px}.ver-l2-disclosure__title{margin:0;color:#123F35;font-size:18px;font-weight:800;line-height:1.4}.ver-l2-disclosure__text{margin:9px 0 0;max-width:900px;color:#315C50;font-size:13px;line-height:1.65}.ver-l2-disclosure__link{display:inline-flex;align-items:center;gap:7px;margin-top:10px;color:#0F766E;font-size:12px;font-weight:800;line-height:1.5;text-decoration:none}.ver-l2-disclosure__link:hover{color:#123F35}.ver-l2-newsletter{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:28px;align-items:center;margin-top:38px;padding:30px 32px;border-radius:16px;background:#123F35;box-shadow:0 10px 26px rgb(18 63 53 / .1)}.ver-l2-newsletter__content{min-width:0}.ver-l2-newsletter__eyebrow{margin-bottom:7px;color:#BFE1D6}.ver-l2-newsletter__title{margin:0;color:#fff;font-size:clamp(24px,2.7vw,31px);font-weight:800;line-height:1.2;letter-spacing:-.02em}.ver-l2-newsletter__text{margin:11px 0 0;max-width:680px;color:#E6F2EE;font-size:14px;line-height:1.68}.ver-l2-newsletter__action{display:flex;flex-direction:column;align-items:flex-start;gap:8px}.ver-l2-newsletter__button{min-width:210px}.ver-l2-newsletter__microcopy{margin:0;color:#BCD6CE;font-size:10px;line-height:1.5}.ver-l2-newsletter .editor-button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:13px 24px;border:0;border-radius:10px;background:#0F766E;color:#fff;font-size:14px;font-weight:800;line-height:1.3;text-decoration:none;transition:transform 0.2s ease,background 0.2s ease,box-shadow 0.2s ease}.ver-l2-newsletter .editor-button:hover{transform:translateY(-1px);background:#0C625C;box-shadow:0 8px 18px rgb(0 0 0 / .14)}.ver-l2-related{margin-top:46px;padding-top:40px;border-top:1px solid #D5E5E0}.ver-l2-related__header{display:flex;align-items:flex-end;justify-content:space-between;gap:26px}.ver-l2-related__heading{max-width:680px}.ver-l2-related__eyebrow{margin-bottom:7px}.ver-l2-related__title{margin:0;color:#123F35;font-size:clamp(27px,2.8vw,34px);font-weight:800;line-height:1.18;letter-spacing:-.02em}.ver-l2-related__description{margin:10px 0 0;color:#526963;font-size:14px;line-height:1.65}.ver-l2-related__blog-link{display:inline-flex;align-items:center;gap:7px;flex:0 0 auto;color:#0F766E;font-size:13px;font-weight:800;line-height:1.5;text-decoration:none;transition:gap 0.2s ease,color 0.2s ease}.ver-l2-related__blog-link:hover{gap:10px;color:#123F35}.ver-l2-author__link:focus-visible,.ver-l2-disclosure__link:focus-visible,.ver-l2-newsletter__button:focus-visible,.ver-l2-related__blog-link:focus-visible{outline:3px solid rgb(15 118 110 / .2);outline-offset:4px}@media (max-width:1024px){.ver-l2-trust{padding:56px 24px 68px}.ver-l2-sources__grid{grid-template-columns:1fr}.ver-l2-newsletter{grid-template-columns:1fr;gap:22px}}@media (max-width:767px){.ver-l2-trust{padding:46px 18px 60px}.ver-l2-sources__title{font-size:28px}.ver-l2-sources__description{font-size:14px}.ver-l2-author{grid-template-columns:1fr;gap:16px;padding:22px 20px}.ver-l2-author__photo-wrap,.ver-l2-author__photo{width:72px;height:72px}.ver-l2-disclosure{grid-template-columns:1fr;padding:20px}.ver-l2-newsletter{padding:25px 21px;border-radius:14px}.ver-l2-newsletter__title{font-size:25px}.ver-l2-newsletter__button{width:100%;min-width:0}.ver-l2-related{margin-top:40px;padding-top:36px}.ver-l2-related__header{align-items:flex-start;flex-direction:column;gap:16px}.ver-l2-related__title{font-size:27px}}@media (max-width:420px){.ver-l2-trust{padding-left:16px;padding-right:16px}.ver-l2-sources__review{grid-template-columns:1fr}}.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-field-group{margin-bottom:16px}.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-field-label{color:#123F35;font-size:14px;font-weight:600;margin-bottom:7px}.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-field{min-height:54px;background:#FFF;color:#233A34;border:1px solid #D5E4DE;border-radius:8px;padding:0 16px;transition:border-color .2s ease,box-shadow .2s ease}.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-field:focus{border-color:#0F766E;box-shadow:0 0 0 3px rgb(15 118 110 / .1);outline:none}.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-button{min-height:54px;width:100%;background:#0F766E;color:#FFF;border-radius:8px;font-size:16px;font-weight:700;transition:background-color .2s ease,transform .2s ease}.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-button:hover,.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-button:focus{background:#123F35}.elementor-3814 .elementor-element.elementor-element-5bd763ed .elementor-button:active{transform:translateY(1px)}.elementor-3814 .elementor-element.elementor-element-69d376bf{width:100%;max-width:1240px;margin:0 auto;display:flex;flex-direction:row;align-items:flex-start;justify-content:space-between;gap:0}@media (max-width:767px){.elementor-3814 .elementor-element.elementor-element-69d376bf{flex-direction:column;gap:32px}}.ver-l3-related{width:100%;margin:0;padding:48px 0 28px}.ver-l3-related__header{display:flex;align-items:flex-end;justify-content:space-between;gap:32px;padding:32px 34px;background:#F7FBF9;border:1px solid #DDEFE8;border-radius:18px}.ver-l3-related__heading{flex:1;min-width:0;max-width:720px}.ver-l3-related__eyebrow{margin:0 0 10px;color:#0F766E;font-size:12px;font-weight:700;line-height:1.4;letter-spacing:.12em;text-transform:uppercase}.ver-l3-related__title{margin:0;color:#123F35;font-size:clamp(28px, 3vw, 38px);font-weight:700;line-height:1.15;letter-spacing:-.025em}.ver-l3-related__description{max-width:620px;margin:12px 0 0;color:#4B625C;font-size:16px;font-weight:400;line-height:1.7}.ver-l3-related__blog-link{display:inline-flex;align-items:center;justify-content:center;gap:9px;flex-shrink:0;min-height:46px;padding:11px 18px;color:#0F766E;background:#FFF;border:1px solid #BFDCD3;border-radius:10px;font-size:14px;font-weight:700;line-height:1.3;text-decoration:none;transition:color 0.2s ease,background-color 0.2s ease,border-color 0.2s ease,transform 0.2s ease,box-shadow 0.2s ease}.ver-l3-related__blog-link span{display:inline-block;font-size:18px;line-height:1;transition:transform 0.2s ease}.ver-l3-related__blog-link:hover{color:#FFF;background:#0F766E;border-color:#0F766E;transform:translateY(-1px);box-shadow:0 6px 18px rgb(18 63 53 / .1)}.ver-l3-related__blog-link:hover span{transform:translateX(3px)}.ver-l3-related__blog-link:focus-visible{outline:3px solid rgb(15 118 110 / .22);outline-offset:3px}@media (max-width:900px){.ver-l3-related{padding:42px 0 24px}.ver-l3-related__header{align-items:flex-start;gap:24px;padding:28px}.ver-l3-related__description{max-width:560px}}@media (max-width:700px){.ver-l3-related{padding:36px 0 22px}.ver-l3-related__header{flex-direction:column;align-items:stretch;gap:22px;padding:24px 22px;border-radius:16px}.ver-l3-related__title{font-size:28px}.ver-l3-related__description{margin-top:10px;font-size:15px;line-height:1.65}.ver-l3-related__blog-link{width:100%;min-height:48px;padding:12px 16px}}@media (max-width:420px){.ver-l3-related__header{padding:22px 18px}.ver-l3-related__eyebrow{font-size:11px}.ver-l3-related__title{font-size:26px}}